How much subsidy is given under CMEGP scheme in 2025?

Government Schemes & Policies
1

Hi everyone! I want to apply for CMEGP (Chief Minister Employment Generation Programme) to start my business in Maharashtra. But I’m confused about the subsidy details :confused:. How much % subsidy do we get under this scheme – is it different for SC/ST/OBC or general category? Also, what’s the maximum loan limit and how to apply online? If anyone has received subsidy or applied already, please share your experience. It will help a lot of young entrepreneurs like me

2

If you’re applying for the CMEGP Scheme (Chief Minister Employment Generation Programme) in 2025, you’ll be happy to know that the Government of Maharashtra offers a generous subsidy to help you launch your business.

Let’s break it down clearly:

How Much Subsidy is Given Under CMEGP in 2025?

The subsidy percentage under CMEGP depends on your location and social category:

For General Category:

  • Urban Areas: 15% of the total project cost
  • Rural Areas: 25% of the total project cost

For Special Category (SC/ST/OBC/Minority/Women/Ex-servicemen/Differently-abled):

  • Urban Areas: 25% subsidy
  • Rural Areas: 35% subsidy

Special categories get higher subsidy rates to encourage inclusive entrepreneurship.
Subsidy is non-refundable and is directly adjusted with the loan amount.

Example Calculation:

Let’s say you plan a manufacturing unit worth ₹10 lakh in a rural area, and you belong to the OBC category:

  • Subsidy = 35% of ₹10,00,000 = ₹3,50,000
  • You’ll need to contribute your margin money (~5–10%)
  • Remaining balance is financed by the bank/NBFC as a loan

Important Notes:

  • The subsidy is released only after loan approval and unit verification
  • You must not have taken benefit under any other self-employment scheme
  • Subsidy is back-ended — meaning, it gets adjusted with your EMI/loan account

Final Thought:

The CMEGP scheme subsidy in 2025 is a real financial boost if you’re serious about starting a business in Maharashtra. Whether it’s a bakery, a salon, a mobile repair shop, or a mini manufacturing unit — this subsidy reduces your burden and increases your confidence.

Let me know if you need help calculating your subsidy or preparing your project report — I’m here to help!

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