How to do Niramaya Health Insurance renewal online in 2025?

General
1

Hi everyone! I want to renew the Niramaya Health Insurance Scheme for my disabled family member, but I’m not sure how to do it online this year :confused:. Is there a direct link or official portal where we can renew? Also, what documents do we need for the renewal process – disability certificate, photo, etc.? If anyone has done it recently or knows the step-by-step process, please share here. It will really help many families under the National Trust schemes

2

If you’re looking to renew your Niramaya Health Insurance online in 2025, you’re at the right place! This scheme is run by the National Trust (Ministry of Social Justice & Empowerment) and offers affordable health insurance for persons with disabilities (PwDs), especially those with conditions like Autism, Cerebral Palsy, Mental Retardation, and Multiple Disabilities.

And yes — renewing it online is super easy if you follow the right steps :backhand_index_pointing_down:

What is Niramaya Health Insurance Scheme?

  • It provides up to ₹1 lakh coverage per year for OPD/IPD treatment
  • Available for PwDs registered under the National Trust Act
  • Covers hospitalization, medicines, therapies, diagnostic tests, etc.
  • Annual premium is highly subsidized — ₹250 for BPL, ₹500 for others

Who Can Renew It?

  • Anyone already enrolled in Niramaya in previous year(s)
  • Must have a valid Disability Certificate + Niramaya Card
  • Should be registered with a Local Level Committee (LLC) under National Trust

How to Renew Niramaya Health Insurance Online in 2025

:white_check_mark: Step-by-Step Guide:

  1. Visit Official Website
    https://www.thenationaltrust.gov.in
  2. Click on ‘Niramaya Renewal’
  • Under the ‘Schemes’ section → Click ‘Niramaya’
  • Then select ‘Apply Online’ → choose ‘Renewal’
  1. Log in using Niramaya ID or Registered Email/Mobile
  • If you don’t remember credentials, click on ‘Forgot Password’ option
  1. Update Your Details
  • Check and update basic details like address, contact, disability certificate, and bank details
  1. Upload Required Documents
  • Recent passport-size photo
  • Valid disability certificate
  • Previous Niramaya ID card or acknowledgment
  • BPL certificate (if applicable)
  • Income certificate (optional)
  1. Pay the Renewal Fee
  • Online payment via UPI, debit card, or net banking
  • ₹250 for BPL and ₹500 for others
  1. Submit the Form
  • Once submitted, you’ll get a confirmation slip or SMS
  • Your renewed card will be sent via email or through the nearest registered NGO/RO

Alternative Way (Offline Help)

  • If you’re facing difficulty online, visit your nearest Registered Organization (RO) under National Trust — they’ll help with renewal.

You can find RO list here:
:link: https://thenationaltrust.gov.in/content/innerpage/list-of-registered-organizations.php

Final Tips:

:check_mark: Renew before expiry to avoid gaps in coverage
:check_mark: Keep your disability certificate and previous ID card handy
:check_mark: Track status under “Application Status” on the same site

If you need help finding your RO or resetting your login credentials, feel free to reply with your state or district name. I’ll guide you!

#NiramayaRenewal2025 #HealthInsuranceForPwD #NationalTrustScheme #DisabilitySupportIndia #NiramayaOnlineRenewal #DiscussionForum #MinistryOfSocialJustice #NiramayaSchemeIndia