Hello doston! Main SC category se hoon aur apna khud ka chhota business start karna chahta hoon. Maine suna hai ki government SC caste ke logon ko special loan deti hai jaise Stand Up India ya NSFDC Loan Scheme. Par mujhe samajh nahi aa raha ki kaunsa loan better hai, interest rate kitna hota hai, aur apply kaise karein. Agar kisi bhai ya behen ne apply kiya ho ya full process pata ho, toh please yahan batayein. Kaafi logon ko madad mil sakti hai isse. Dhanyawaad 
Hey friends!
If you belong to the Scheduled Caste (SC) category and are planning to start your own business, then you’re in luck — because the Indian government has launched several excellent loan schemes especially for SC entrepreneurs.
Here’s a list of the best business loan schemes for SC category along with how you can apply for them. 
1. Stand-Up India Scheme
One of the most popular and dedicated loan schemes for SC/ST and women entrepreneurs.
Benefits:
- Loan amount from ₹10 lakh to ₹1 crore
- For manufacturing, service, or trading businesses
- Direct loan from banks with easier norms
How to apply:
- Visit the portal: www.standupmitra.in
- Or go to your nearest bank branch and ask for a “Stand-Up India loan”
- Caste certificate and business plan are required
2. PMEGP (Prime Minister’s Employment Generation Programme)
Managed by Khadi and Village Industries Commission (KVIC)
Benefits:
- Up to ₹25 lakh for manufacturing business
- Up to ₹10 lakh for service sector
- SC/ST applicants get up to 25–35% subsidy on project cost
How to apply:
- Apply online via www.kviconline.gov.in/pmegp
- You’ll need Aadhar, caste certificate, project report, etc.
- Basic entrepreneurship training is mandatory before loan approval
3. NSFDC Business Loan Scheme
This scheme is specially designed for Scheduled Caste individuals.
Benefits:
- Loan from ₹5 lakh to ₹15 lakh
- Low interest rate (between 4% to 6%)
- For small-scale industries, shops, services, and other self-employment
How to apply:
- Visit the official website: www.nsfdc.nic.in
- Or contact your local Social Welfare Office or District Industry Center (DIC)
Documents Required (Common for All Schemes):
- SC Caste Certificate
- Aadhaar Card / PAN Card
- Passport-size Photos
- Bank Passbook Copy
- Business Plan / Project Report
- Income Proof or Affidavit
Bonus Tips:
Prepare a neat and simple business plan in advance
Visit your local DIC or bank and discuss your business idea confidently
You can also visit Common Service Centers (CSC) for online application help
Conclusion:
For SC category youth and women, these government business loan schemes are a great opportunity to become self-reliant and build something of your own. Not only do they provide financial support, but they also uplift and empower individuals in a real sense.
Need help applying to any of these? Drop your query below — I’d be happy to guide you step-by-step!
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